Virginia Insurance and Financial Services Information and Education

Thank You for Visiting Our Virginia Insurance News & Education Blog

The Insurance Advisor is a full service Independent Insurance Agency that represents many top-rated companies.  We assess risks and shop companies to find the best coverage for the price.  You get the best value for the insurance you need.  In addition to personal and business insurance, we also represent many Financial Services and Health Insurance companies.


Are You an Insurance Agent looking for more markets and profits?

Check Out Our Virginia Insurance Agent Program


Virginia Insurance News, Information & Educational Resources

This blog and our site is dedicated to providing useful Insurance and Financial Services information and resources.   Below  is a summary of our resources:

  • Blog Post are segmented by Categories which are links found on the right sidebar.
  • Relevant Insurance and Financial Services Authority Sites are also links on the right sidebar.
  • Relevant Feeds of Summary Articles from Authority Sites are on the right sidebar.T
  • Authority Links are often found on individual Posts as referenced documentation.
  • Quotes–get a free, no obligation risk assessment and  quote—Call or eMail a request.
  • Client Services–From Claims to Policy Changes–click Client Services tab on the top Nav Bar.

Thank you again for visiting our Blog.  Please let me know if you have any suggestions with a comment.  Enjoy!

Press Release: The Insurance Advisor is the 2013, 2014, 2015, and now the 2016  Best of Richmond Award recipient for the Insurance Company category.

The Insurance Advisor | Recipient of the Best-of-Richmond-2013-Award-Winner for Insurance Agencies | (804) 308-9424 Best of Richmond Insurance Company 2014 award recipient The Insurance Advisor is Awarded "Best of Richmond" for the Insurance Category.

The IThe Insurance Advisor | Recipient of the Best-of-Richmond-2013-Award-Winner for Insurance Agencies | (804) 308-9424nsurance Advisor, LLC is the “2016 Best of Richmond Award” recipient for the Virginia Insurance Company category. This makes the fourth year in a row we have received this award (2013, 2014,  2015, &  2016)!  Thanks to our clients, carriers, service providers, Smart Choice, and associates!!

The Richmond Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value.  Various sources of information were gathered and analyzed to choose the winners in each category. The 2016 Richmond Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the Richmond Award Program and data provided by third parties.

Each year, the Richmond Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the area a great place to live, work and play.



Why Choose The Insurance Advisor?

For our clients’ convenience, our Agents are available in and out of the office and during non office hours.  Yes,  we give our clients our cell phone numbers. We also answer our office phone–no multi-layered prompts.  We are dedicated to providing the most exceptional and timely customer service in the industry.

A few Virignia Insurance Companies we represent include:  AIC,  Allied,  Anthem,  Arrowhead,  Atlas, ASI, Augusta Mutual,  Blue Cross Blue Shield,  BTIS, CNA,  Dairyland,  Donegal,  Dovetail, Encompass,  Foremost,  Grange,  Hagerty,  Humana;  Kemper,  Main Street,  Lincoln Financial,  Liberty Mutural, Mercury,  MetLife Auto & Home,  Mutual of Omaha, NetComp,  Safeco,  Starr DoveTail, Tapco,  The Hartford,  Titan,  Trans America, Travelers,  and many more.

Access Risks    Shop Companies    Save Money

“We Do The Shopping For You”

Virginia Insurance Compaines Represented by The Insurance Advisor | North Chesterfield VA (804) 308-9424


Insurance For Your Business

Our Business offerings include insurance products and risk management services–we are your full service insurance solution–from commercial property and casualty to employee benefits–we have you covered.  There is no need to have multiple agencies to provide the coverages and services for your business.

Insurance For Your Personal Life

Our Personal Insurance and Financial Services offerings also include insurance products and risk management services–we are your full service insurance solution–from auto, home, boat, RV, motorcycle, and power sports to health, life, and fixed annuities–we have you covered.  There is no need to have multiple agencies to provide the insurance coverages and financial services for your personal needs.

The Best Virginia Insurance Value and Customer Service

We combine years of experience and top-rated companies and products to provide exceptional service and value to our clients.  Our trained, professional staff will do the research, analysis, and shopping for you.  You save time and money and get the best value for the Virginia insurance and financial services you need.

Call, request a quote by email, or visit us at one of our offices today for a free, no obligation risk assessment and quote.  Let us do the research and find the best value for the Virginia Insurance you need.

Are You an Insurance Agent looking for more markets and profits?

Check Out Our Virginia Insurance Agent Program

Call (804) 308-9424

Hurricane Preparation Safety Tips

September has historically been a time when Hurricanes hit Virginia and a good time to review the following Virginia Hurricane Preparation and Safety Tips.   The following information is intended to help to reduce the severity of property damage and bodily injury during and after a major storm.  Please share.The National Hurricane Center has some of the best information on… Continue Reading

Dump Truck Insurance in Chesterfield Virginia (804) 308-9424

  The Insurance Advisor Specializes in Transportation Insurance Virginia dump truck insurance coverages may vary among Insurance Carriers, so it is important that you work with a professional agent for your Dump Truck Insurance in Chesterfield Virginia. The Insurance Advisor has connections with some of the leading dump truck insurance carriers, so that we can shop… Continue Reading

Virginia Surplus Lines Brokers: Fill Your Market Gaps

Why Would I Ever Use a Surplus Lines Broker? The following article was written by Patrick Meredith and published on LinkedIn.  Most Insurance Agencies will need to use Virginia Surplus Lines Brokers to write business outside of their standard carrier offerings.  However, when and how to use a surplus market product is a plus when… Continue Reading

Enjoy Life!

Welcome to Enjoy Life! Although most of us have many responsibilities that take up many of our 168 hours per week, for time to time it is good to just remember to Enjoy Life–and to be Thankful for all that is good about living on Planet Earth. Please take a few minutes a day to… Continue Reading

What are Dental Discount Plans?

What are Dental Discount Plans? Dental Discount Plans are replacing Dental Insurance Plans.  The reason for this change is cost and efficiency.  Both dentists and consumers are choosing the Dental Discount Plans: Dentists do not need to have a staff member keep up with the enormous amount of information and paperwork to manage a dental insurance… Continue Reading

Auto Insurance Richmond VA

Have you been searching online for ” Auto Insurance Richmond VA. ”   Did you know that The Insurance Advisor Sells Auto Insurance in Richmond VA!  Our agents will shop top rated companies and find the right coverages you need for the best value. Insurance rates vary by many factors, and we highly recommend you to discuss… Continue Reading

Scary Rising Virginia Insurance Prices

 What To Do About Rising Virginia Insurance Prices?     Do Not Be Afraid! Call The Insurance Advisor A Virginia Independent Insurance Agency The Insurance Advisor is a full service Virginia Independent Insurance Agency with locations in Richmond, Petersburg, and Chesterfield Virginia.  We represent many top-rated Virginia insurance companies and can find the best coverage for… Continue Reading

Chesterfield Virginia Auto Insurance

We Find the Best Chesterfield Virginia Auto Insurance Value for You There are several ways to purchase Chesterfield Virginia Auto Insurance.  You can buy it over the Internet at literally hundreds of different web sites. You can call an 800 number and buy it over the phone directly from an auto insurance company. You can call a Chesterfield… Continue Reading

Awarded “Best of Richmond Insurance Company 2015”

The Insurance Advisor, LLC is the “Best of Richmond Insurance Company 2015” award recipient for the Richmond Insurance Company category.  This makes the third year in a row (2013, 2014, & 2015) of winning this Richmond Insurance Company award, thanks to our clients, carriers, service providers, Smart Choice, and associates!! The Richmond Award Program is an annual awards program honoring the achievements and accomplishments… Continue Reading

New Team Member–The Official Insurance Advisor

 ***  BREAKING NEWS  *** We are pleased and excited to announce our newest Team Member who will be our “Official Spokes Person:”  The Insurance Advisor The Insurance advisor has many resources and emotions to depict every insurance issue and situation.  He will be providing important insurance information and education to the residents of Virginia.  In… Continue Reading

Virginia Boat Insurance: Risks and Coverages

Watercraft Risks Protection You Need What you’ll learn about Virginia Boat Insurance from this article: What is and what is NOT covered in a standard Homeowner’s Policy for your boat Understand about the different kinds of“watercraft” insurance Ways to save money on boat insurance Virginia Boat Insurance coverages you may need…depending on what you do with your boat… Continue Reading

Commercial or Business Auto Insurance

Any business that requires the use of vehicles, whether it’s a single company car, an entire fleet of trucks or anything in between, needs business auto insurance.  Not just any insurance:  You want the necessary insurance protection for the best price that fits the specific needs of your operation… The Insurance Advisor provides exactly the expertise you need. … Continue Reading

The Best Business Insurance: BOP or CPP?

 Business Insurance: Do You Need a BOP or CPP ? There are two types of business insurance policies available in Virginia.   The Business Owners Policy or BOP and the Commercial Package Policy or CPP.  These two types of policies are explained below. Insurance for Different Business Types On the right sidebar of this page, we have include… Continue Reading

Virginia Auto Insurance Basics: The Insurance Advisor

Virginia Auto Insurance Information Auto insurance is a contract that protects your financial security in case of an accident. Although it is not mandated by federal law, the purchase of  auto insurance is usually a requirement in most states.  Regardless of the law, having good Virginia auto insurance is practical for the driver who wishes… Continue Reading